NBFC
Tata Capital Education Loan
Tata Capital makes funding your studies easy with loans at 11% interest. No collateral needed and fast approval to get you started on time.
Partner lender
Tata Capital
Tata Capital makes funding your studies easy with loans at 11% interest. No collateral needed and fast approval to get you started on time.
Rate from
10.25%
Max amount
₹2 Cr
Collateral
optional
Processing
processing time : We take less than half the time to process an education loan
Key highlights
- Indicative rates from ~10.25% p.a. (profile dependent)
- Loan amounts commonly up to ₹2 Cr
- NBFC education loan options
- Confirm latest rates and eligibility with a Subraxo counselor before applying
Overview
Tata Capital makes funding your studies easy with loans at 11% interest. No collateral needed and fast approval to get you started on time.
Eligibility
(supported by Govt. of India) Enter your registered Email address to login Proceed Not have an account? Signup here Submit Resend OTP Check Your Eligibility Connect with us +91 988 988 10 70 (only for Indian users) By subject Arts Scholarships Architecture Scholarships Sports Scholarships Engineering Scholarships Law Scholarships MBA scholarships Undergraduate Scholarships Masters Scholarships PhD Scholarships Post-Doc Fellowships Scholarships for women Postgraduate scholarships By country of interest US Scholarships UK Scholarships Germany Scholarship Australia Scholarships Canada Scholarships Ireland Scholarships France Scholarships New Zealand Scholarships Netherlands Scholarship Education Loans Education Loan SBI Education Loan Bank of Baroda Education Loan Avanse Education Loan Canara Education Loan Incred Education Loan Punjab National Bank Education Loan Auxilo Bank Education Loan ICICI Bank Education Loan VidyaLoans Tools Education Loan EMI Calculator INR to USD Loan Calculator Loan Take over calculator Tax Rebate Calculator Loan Eligibility checker Connect with us +91 988 988 10 70 (only for Indian users) We're hiring! About us Blog Testimonials FAQs Contact us Feedback Terms & Conditions Privacy Policy Media coverage Sitemap Partner Login International Campus Delegate Program Consultancy Preferred Partners Report a error
Documents required
Parameter Details Basic Applicant and Co-applicant documentation Tata Capital Education loan application form with Two photographs signature Identification: Passport and PAN card Proof of residency: Bank account statement Ration card Telephone Bill Voter identification card Electricity Bill Aadhar Passport (If the present and permanent addresses disagree, two distinct proofs are required.) 6. The most recent six-month bank statement (personal/salary). If the co-applicant is self-employed or salaried, it should demonstrate one year's worth of business transactions. 7. Personal Asset & Liability Statement (assessed by the branch professional) All the documents should be self-attested. Applicant academic documents Mark sheets of 10th grade, 12th grade, and degree. Admission proof (evidencing the entire duration of the program) Cost structure / i20 for the USA, if available GMAT, GRE, or IELTS scoresheet Print out of university ranking form Income documents of the co-applicant If the co-applicant is salaried: 1. Newest pay slips for 3 months 2. Form 16 ( Last 2 years) 3. Certificate of Employment 3. Identification card of the employer 4. An income tax return filed for the last 2 years If the co-applicant is self-employed: 1. 3 years' worth of Income tax return 2. Balance sheet and P&L account 3. Evidence or proof of business address Other Documents 1. A letter stating that the co-applicant would be responsible for paying all remaining costs that are not covered by the loan. 2. The processing charges/ fee will be paid with a
Repayment
The education loan repayment process in Tata Capital can last up to 72 months, that is 6 years, during the repayment process students will have to pay their EMI in order to repay the loan within the stipulated timeline. For example, if you take out a loan of 27 Lakhs, with an interest rate of 10.25% and with a repayment tenure of 12 years, your repayment schedule will look like this Monthly EMI: 38,731 Total loan payment: 55,77,232 Total payable interest: 28,77,232 Repayment Cycle EMI Interest portion Loan Outstanding Principal portion End of 1st year 38731 26235 12496 3058880 End of 2nd year 38731 24892 13839 2900335 End of 3rd year 38731 23405 15326 2724753 End of 4th year 38731 21758 16973 2530304 End of 5th year 38731 19934 18797 2314961 End of 6th year 38731 17914 20816 2076477 End of 7th year 38731 15678 23053 1812368 End of 8th year 38731 13200 25530 1519879 End of 9th year 38731 10457 28274 1195960 End of 10th year 38731 7419 31312 837234 End of 11th year 38731 4054 34677 439962 End of 12th year 38731 328 38403 0 We also offer assistance with the loan disbursement process, help
How to apply
Step 1 : Visit the closest branch of tata capital to you and fill out the application form provided to you by them. Step 2 : If you meet the bank loan eligibility criteria, you will be asked to submit all the necessary documents. Step 3 : Visit the branch and submit all the required documents. Step 4 : After which the loan will be processed and the loan amount will be disbursed into your account.
FAQs
Why transfer your loan to Tata Capital?
On transferring your loan, you will be eligible for a lower rate of interest on your existing loan We are connected to most of the leading private banks, public banks, and NBFCs hence the process of loan transfer becomes so much easier!
Last updated 23 Jul 2026. Figures are indicative and not a loan offer. Always confirm with the lender. Subraxo is not a bank or NBFC.