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RBL Bank Education Loan

RBL Bank supports your education dreams with fast loan processing, simple forms, and options for studies in India. Check your eligibility now.

RBL Bank logo

Partner lender

RBL Bank

RBL Bank supports your education dreams with fast loan processing, simple forms, and options for studies in India. Check your eligibility now.

Rate from
9%
Max amount
₹20 lakh
Collateral
optional
Processing
processing time: When going through Subraxo, you have a reduced processing time of up to 50% compared to the

Key highlights

  • Indicative rates from ~9% p.a. (profile dependent)
  • Loan amounts commonly up to ₹20 lakh
  • Private bank education loan options
  • Confirm latest rates and eligibility with a Subraxo counselor before applying

Overview

RBL Bank supports your education dreams with fast loan processing, simple forms, and options for studies in India. Check your eligibility now.

Eligibility

(supported by Govt. of India) Enter your registered Email address to login Proceed Not have an account? Signup here Submit Resend OTP Check Your Eligibility Connect with us +91 988 988 10 70 (only for Indian users) By subject Arts Scholarships Architecture Scholarships Sports Scholarships Engineering Scholarships Law Scholarships MBA scholarships Undergraduate Scholarships Masters Scholarships PhD Scholarships Post-Doc Fellowships Scholarships for women Postgraduate scholarships By country of interest US Scholarships UK Scholarships Germany Scholarship Australia Scholarships Canada Scholarships Ireland Scholarships France Scholarships New Zealand Scholarships Netherlands Scholarship Education Loans Education Loan SBI Education Loan Bank of Baroda Education Loan Avanse Education Loan Canara Education Loan Incred Education Loan Punjab National Bank Education Loan Auxilo Bank Education Loan ICICI Bank Education Loan VidyaLoans Tools Education Loan EMI Calculator INR to USD Loan Calculator Loan Take over calculator Tax Rebate Calculator Loan Eligibility checker Connect with us +91 988 988 10 70 (only for Indian users) We're hiring! About us Blog Testimonials FAQs Contact us Feedback Terms & Conditions Privacy Policy Media coverage Sitemap Partner Login International Campus Delegate Program Consultancy Preferred Partners Report a error

Documents required

Check your education loan eligibility and prepare the following documents to get started with the RBL bank education loan. Section 1: Application form Fill out the Ratnakar bank education loan application form which will be provided to you by your financial officer at Subraxo with your signature and 2 photographs. Section 2: Required documents(Applicant and co-applicant) 1. Proof of identity Aadhar card PAN Card Valid Driving License Voters ID card A passport copy is mandatory if going abroad 2. Proof of Residence Voters ID Card Aadhaar card Utility bill(Electricity, Telephone bill) Valid Passport Ration card Bank account statement 3. For co-applicant Salaried co-applicant- Recent 6 months bank account statement Self-employed co-applicant- A year’s business transactions 4. Personal Asset & Liability Statement- Self-attest all the documents Section 3: Applicant's academic documents Mark sheets- 10th, 12th, Degree Proof of admission with the clear duration of the course Fee structure (i-20 for US if available) TOEFL/SAT/GMAT/GRE Scorecard Define the ranking of the university Section 4: Income documents for financial co-applicant If Salaried 1. Latest salary slips for the last 3 months 2. Get form 16 from your employer 3. Employers' ID card 4. ITR of last 2 yrs 5. Employment stability proof(if applicable) If Self-employed 1. ITR of last 2 yrs 2. Last 2 years' Profit & Loss account, balance sheet, and computation along with all schedules 3. Business proof 4. Professional qualification certificates or degree certificates for professionals like doctors, architects, CA, etc. Section 5: Other Documents State with a letter that the

Repayment

Interest payment in the moratorium period is optional in the RBL bank. However, if you opt out of paying it in the moratorium period, it will add up in the following EMIs. You can also close off the loan before the tenure ends through the following ways. Loan transfer to another bank Choosing a shorter duration to repay the amount Prepayment To have an education loan with no issues throughout the process and also in the repayment, go through Subraxo by requesting a callback from our team. You need someone to discuss and solve your education loan problems. We can be that 'someone'. Connect today!

How to apply

Apply for an RBL bank education loan through Subraxo for a simpler process by following the below steps. Request a callback from Subraxo A Financial Officer from Subraxo will call back to you and will ask you a few questions to check RBL loan eligibility He will then send you a document uploading or document checklist and will connect you to multiple lenders who can provide you with the best education loan deal The next steps will be taken care of by the assigned lenders until the loan is sanctioned. During this whole time, you can talk to your financial officer about any confusion regarding your education loan process. You will attain the loan sanction in the time promised by your financial officer from Subraxo. Why should not go directly through banks? You could have the following issues when going directly through banks Partial information regarding the process An incomplete list of documents required Hidden information about the loan The Ratnakar bank education loan process will be longer Few chances of loan sanction Stop roaming around banks for your education loan and apply online through Subraxo today! Apply Now

FAQs

Does RBL Bank fund living expenses?

Most abroad education loan schemes can cover tuition plus living and related costs within sanctioned limits. Exact coverage depends on the product and profile.

Last updated 23 Jul 2026. Figures are indicative and not a loan offer. Always confirm with the lender. Subraxo is not a bank or NBFC.

Guidance for RBL Bank

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