Punjab & Sind Bank Education Loan

Get the funds you need with Punjab & Sind Bank’s education loan. Interest starts at 9%, and the easy process is designed for student convenience.

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Check your eligibility for an education loan and then submit the following Education Loan document in Punjab and Sind bank to start your education loan process. Section 1: Application form Fill out the Punjab and Sind bank education loan form which will be sent to you by your financial officer at Subraxo. With it attach 2 photographs and also sign it. Section 2: Required Documents for Applicant (student) and co-applicant and/or Guarantor 1. Identity proof PAN Card or Aadhar card Passport if the student is going abroad 2. Proof of your residence Voter ID Card Aadhaar card Telephone Bill Electricity Bill Ration card Bank account statement Note- If your current address and permanent address is different, then provide two different address proofs. 3. For co-applicant- Salaried co-applicant - 6 months bank account statement. Self-employed co-applicant - business transactions of 1 year. 4. Self attest Personal Asset & Liability Statement Section 3: Applicant academic documents Education mark sheets and certificates(10th, 12th, Degree) Admission proof for the course (should be reflecting the total duration of the course) Fee structure (i-20 for US if available) Scorecard of GMAT/IELTS/GRE University Ranking Section 4: Income documents for financial co-applicant If Salaried 3 months salary slip Form 16 of last 2 yrs. Employers ID card Last 2 yrs ITR If Self-employed ITR of last 3 yrs Last 3 yrs Balance sheet and Profit & Loss account (for self-employed businessman) Address proof of the business Section 5: Other Documents A letter(format provided by the financial officer) stating that leftover expenses will be borne

The Punjab and Sind bank offers the choice of interest payment during the moratorium period. However, if not paid in the moratorium period, it adds up in the EMIs after the moratorium period. The bank also offers its students the choice of closing off the loan early through the following ways: Prepayment Choosing a shorter duration to repay the amount Loan transfer to another bank Repayment of an education loan can take you through hassles like a sudden increase in the ROI. Avoid all the hassles of the repayment by going through Subraxo ! A sudden increase in the ROI! Problems with disbursement! Avoid these issues by going through us! Get started

You can apply for an education loan from Punjab and Sind bank through Subraxo for a hassle-free faster education loan process. Step 1 - Request a callback from Subraxo Step 2 - Your financial officer will check your eligibility for an education loan and will provide you with a document checklist Step 3 - Visit the bank with all the documents which were mentioned in the document checklist Step 4 - Fill up the application form provided by your Subraxo financial officer and with it attach your documents and submit in the bank Step 5 - Once you are done with verifying all the details in the bank, you will get the loan sanctioned in the time stipulated by your Subraxo financial officer.