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Nainital Bank Education Loan

Nainital Bank offers loans up to ₹ 75 L with up to 15 years to repay. Download your application and move forward with your education plan today.

Nainital Bank logo

Partner lender

Nainital Bank

Nainital Bank offers loans up to ₹ 75 L with up to 15 years to repay. Download your application and move forward with your education plan today.

Rate from
12%
Max amount
₹75 lacs
Collateral
optional
Processing
Profile dependent — typically after complete documentation

Key highlights

  • Indicative rates from ~12% p.a. (profile dependent)
  • Loan amounts commonly up to ₹75 lacs
  • Private bank education loan options
  • Confirm latest rates and eligibility with a Subraxo counselor before applying

Overview

Nainital Bank offers loans up to ₹ 75 L with up to 15 years to repay. Download your application and move forward with your education plan today.

Eligibility

(supported by Govt. of India) Enter your registered Email address to login Proceed Not have an account? Signup here Submit Resend OTP Check Your Eligibility Connect with us +91 988 988 10 70 (only for Indian users) By subject Arts Scholarships Architecture Scholarships Sports Scholarships Engineering Scholarships Law Scholarships MBA scholarships Undergraduate Scholarships Masters Scholarships PhD Scholarships Post-Doc Fellowships Scholarships for women Postgraduate scholarships By country of interest US Scholarships UK Scholarships Germany Scholarship Australia Scholarships Canada Scholarships Ireland Scholarships France Scholarships New Zealand Scholarships Netherlands Scholarship Education Loans Education Loan SBI Education Loan Bank of Baroda Education Loan Avanse Education Loan Canara Education Loan Incred Education Loan Punjab National Bank Education Loan Auxilo Bank Education Loan ICICI Bank Education Loan VidyaLoans Tools Education Loan EMI Calculator INR to USD Loan Calculator Loan Take over calculator Tax Rebate Calculator Loan Eligibility checker Connect with us +91 988 988 10 70 (only for Indian users) We're hiring! About us Blog Testimonials FAQs Contact us Feedback Terms & Conditions Privacy Policy Media coverage Sitemap Partner Login International Campus Delegate Program Consultancy Preferred Partners Report a error

Documents required

Read the below documents to start a Nainital Bank education loan. Section 1 : Application form Fill out the Nainital bank education loan application provided by the Subraxo Financial officer with your signature and 2 photographs. Section 2 : Required documents for the applicant and co-applicant Applicant Identity proof Aadhar card Passport in case you are going abroad Pan card Residence proof Aadhar card Utility bills(electricity bill, telephone bill) Voter ID card Bank account statement Ration card For Co-applicant Salaried: Last 6 months' bank account statements Self-employed: 1-year business transactions Self attest Personal Asset and Liability statement Section 3: Academic documents of the applicant 10th, 12th, degree mark sheets, and certificates Proof of admission for the course with the duration of the course Fee structure Scorecard of GRE/GMAT/IELTS Ranking of the university Section 4: Financial co-applicant income documents Salaried Payslips for the last 3 months Form 16(last 2 yrs) ID card of the organization working in ITR of the last 2 yrs Self-employed ITR of previous 3 years Balance sheet and profit and loss account for last 3 yrs Address proof of your business Section 5: Other documents Your financial officer will provide a format of the letter in which you have to state that the leftover expenses apart from the loan will be covered by the co-applicant A Notarised joint affidavit of the student and co-applicant in the standard format of the bank(the format will be provided by your financial officer) Section 6: Other additional documents Receipt

Repayment

Nainital bank offers its students the option to pay interest in the moratorium period. If they opt out of it, it will be added to the following EMIs. The bank also offers its students the option to close off the loan early through the following ways. Choosing a shorter duration to repay the amount Prepayment Loan transfer to another bank Stay safe from the hurdles caused in the repayment by taking an education loan through Subraxo, as we will provide you with services throughout the loan process from sanction to repayment. Empower yourself with quality education by taking an Education Loan through Subraxo! Apply Now

How to apply

Follow the education loan process through Subraxo to apply for an education loan from Nainital bank. Fill out a common application form or request a callback from Subraxo A financial officer from Subraxo will get in touch with you and check your eligibility for an education loan by asking some basic questions Once done with checking the eligibility, he/she will then connect you to eligible lenders and will also send you a document uploading link to upload all the required documents The next process will be carried on by the lenders until the loan is sanctioned. However, your financial officer from Subraxo will be in touch with you throughout the process and will clear all your doubts. You will get the loan sanction in the promised time provided you follow the process diligently.

FAQs

Does Nainital Bank fund living expenses?

Most abroad education loan schemes can cover tuition plus living and related costs within sanctioned limits. Exact coverage depends on the product and profile.

Last updated 23 Jul 2026. Figures are indicative and not a loan offer. Always confirm with the lender. Subraxo is not a bank or NBFC.

Guidance for Nainital Bank

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