Karnataka Bank Education Loan

Karnataka Bank gives you 9.93% study loans with an EMI calculator, a document checklist, and a user-friendly application process online.

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In order to finish the loan procedure as quickly as possible, you will need to provide the following documentation: Application form for education loan Hardcopy of the online loan application form filled on the Subraxo website with 2 photographs of the applicant Basic documents for Applicant (student) and co-applicant and/or Guarantor Residence proof: Passport of applicant/ Voter ID Card/ Electricity Bill/ Telephone Bill/ Bank account statement/ Ration card/ Aadhar card. (If permanent and current addresses are different then 2 different proofs are required) Identity proof: PAN Card and Passport of the student if going abroad Personal Asset & Liability Statement (assessed by the branch professional) Personal or salary bank account statement of last 6 months showing salary crediting every month. For self-employed co-applicant then business transactions of 1 year are required to be shown. Self-attested documents are accepted Applicant academic documents Marksheets and certificates of class 10th, 12th, Degree Admission proof for the course (mentioning course duration) Scorecard of competitive examination(course fee details as given by the college or university) Co-applicant’s documents of Income If Salaried Company’s ID card Last 2 years Form 16. Recent salary slips (for the last 3 months) Last 2 year’s ITR If Self-employed Balance sheet having profit and loss account statements of last 3 years ITR of last 3 years Address proof of business Other Documents Notarised joint affidavit with the student and co-applicant in Bank’s standard format (Your assigned Financial officer at Subraxo will give you the format) Letter from co-applicant, mentioning that all o

Karnataka Bank applies a variable interest rate to their education loan products, which means that the interest rate of your education loan may change with the change in the repo rate and the change in bank policy. Therefore, we recommend students contact their financial officers at Subraxo to analyze their education loan profile as we will suggest to students based on their loan profile analysis the best lender offering education loans at the most favorable interest rate on your education loan. Allow us to guide you through the loan disbursement process with our post-sanction help. Request a callback

To apply for an education loan from Karnataka bank here are the following two ways: