PRIVATE
DBS Bank Education Loan
DBS Bank Education Loan helps fund your studies through a clear, student-first process with both secured and unsecured options. Apply and check now.
Partner lender
DBS Bank
DBS Bank Education Loan helps fund your studies through a clear, student-first process with both secured and unsecured options. Apply and check now.
Rate from
9%
Max amount
₹20 Lakh
Collateral
optional
Processing
Profile dependent — typically after complete documentation
Key highlights
- Indicative rates from ~9% p.a. (profile dependent)
- Loan amounts commonly up to ₹20 Lakh
- Private bank education loan options
- Confirm latest rates and eligibility with a Subraxo counselor before applying
Overview
DBS Bank Education Loan helps fund your studies through a clear, student-first process with both secured and unsecured options. Apply and check now.
Eligibility
(supported by Govt. of India) Enter your registered Email address to login Proceed Not have an account? Signup here Submit Resend OTP Check Your Eligibility Connect with us +91 988 988 10 70 (only for Indian users) By subject Arts Scholarships Architecture Scholarships Sports Scholarships Engineering Scholarships Law Scholarships MBA scholarships Undergraduate Scholarships Masters Scholarships PhD Scholarships Post-Doc Fellowships Scholarships for women Postgraduate scholarships By country of interest US Scholarships UK Scholarships Germany Scholarship Australia Scholarships Canada Scholarships Ireland Scholarships France Scholarships New Zealand Scholarships Netherlands Scholarship Education Loans Education Loan SBI Education Loan Bank of Baroda Education Loan Avanse Education Loan Canara Education Loan Incred Education Loan Punjab National Bank Education Loan Auxilo Bank Education Loan ICICI Bank Education Loan VidyaLoans Tools Education Loan EMI Calculator INR to USD Loan Calculator Loan Take over calculator Tax Rebate Calculator Loan Eligibility checker Connect with us +91 988 988 10 70 (only for Indian users) We're hiring! About us Blog Testimonials FAQs Contact us Feedback Terms & Conditions Privacy Policy Media coverage Sitemap Partner Login International Campus Delegate Program Consultancy Preferred Partners Report a error
Documents required
Find below the documents that you will require to process the DBS bank education loan - Subraxo' financial officer will provide you DBS bank education loan form which you will need to fill out along with your signature and 2 photographs Applicant’s Documents: - Proof of Identity: Aadhar, passport(if going abroad), and PAN card - Residence proof: Aadhar card, Voter ID card, Telephone or electricity bill, bank account statement or Ration card. Co-applicants documents: - Last 6 months payslips for salaried - 1-year business transactions for self-employed Applicant’s academic documents - 10th, 12th, and degree mark sheets - Admit proof with the total duration of the course - Fee structure - IELTS, GRE, GMAT scorecard - Ranking of the university Documents for salaried financial co-applicant - Last 3 months' payslips - Balance sheet and profit and loss account for the last 3 years - Proof of address of the business Other documents - A letter stating, that the leftover expenses apart from the loan will be taken care of by the co-applicant(ask your Subraxo financial officer for the format) - Notarised joint affidavit with co-applicant and the student in the format provided by Subraxo financial officer. Additional documents - Payments receipt if any made to the university - Loan account statement of any pending loan - Explain on a Rs 100 stamp paper, the reason for any gap that you have had in your studies Collateral documents - The collateral documents are only needed if you are going for a collateralized loan. Also, the list of required documents varies with state and so talk to your financial officer from Subraxo to have an accurate list of documents including the collateral documents. Read More
Repayment
The DBS bank provides up to 15 years for students to repay the loan. Also, the interest payment in the moratorium period is not mandatory. However, if you do pay interest in the moratorium period, you will be awarded a concession of up to 1% in the interest rates. The bank also gives you the option of closing off the loan early through the following ways Prepayment Loan transfer to another bank Opting for a shorter repayment duration Request a callback today to get started with an education loan process that is shielded from the repayment issues like a sudden increase in the ROI. Be eligible for a concession of upto 1% interest rate by paying interest in the moratorium period! Apply Now
How to apply
Follow the below step-by-step guide to process an education loan from DBS bank through Subraxo Step 1- Request a callback from Subraxo Step 2- Subraxo financial officer will connect to you in the least time possible and will ask for your details and requirements and will check your education loan eligibility . Step 3- He/She will then send you a document uploading link and will connect you to suitable lenders who can provide you with the best education loan offers. Step 4- Upload your documents in the link provided by your financial officer to take your education loan process forward. Step 5- Your process will be taken further by the assigned lenders. All this while your Subraxo financial officer will be in touch with you to track the process and also to clear any confusion that you might have. Step 6- You will have the sanction lender in your hand within the time promised by your Subraxo financial officer.
FAQs
Does DBS Bank fund living expenses?
Most abroad education loan schemes can cover tuition plus living and related costs within sanctioned limits. Exact coverage depends on the product and profile.
Last updated 23 Jul 2026. Figures are indicative and not a loan offer. Always confirm with the lender. Subraxo is not a bank or NBFC.