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City Union Bank Education Loan

Need a flexible study loan? City Union Bank offers up to ₹20 Lacs at just 9% interest with a quick apply-now process that won’t slow you down.

City Union Bank logo

Partner lender

City Union Bank

Need a flexible study loan? City Union Bank offers up to ₹20 Lacs at just 9% interest with a quick apply-now process that won’t slow you down.

Rate from
9%
Max amount
₹20 lacs
Collateral
optional
Processing
processing time: After receiving the required paperwork from you, we maintain an average sanction timeframe of 21 w

Key highlights

  • Indicative rates from ~9% p.a. (profile dependent)
  • Loan amounts commonly up to ₹20 lacs
  • Private bank education loan options
  • Confirm latest rates and eligibility with a Subraxo counselor before applying

Overview

Need a flexible study loan? City Union Bank offers up to ₹20 Lacs at just 9% interest with a quick apply-now process that won’t slow you down.

Eligibility

(supported by Govt. of India) Enter your registered Email address to login Proceed Not have an account? Signup here Submit Resend OTP Check Your Eligibility Connect with us +91 988 988 10 70 (only for Indian users) By subject Arts Scholarships Architecture Scholarships Sports Scholarships Engineering Scholarships Law Scholarships MBA scholarships Undergraduate Scholarships Masters Scholarships PhD Scholarships Post-Doc Fellowships Scholarships for women Postgraduate scholarships By country of interest US Scholarships UK Scholarships Germany Scholarship Australia Scholarships Canada Scholarships Ireland Scholarships France Scholarships New Zealand Scholarships Netherlands Scholarship Education Loans Education Loan SBI Education Loan Bank of Baroda Education Loan Avanse Education Loan Canara Education Loan Incred Education Loan Punjab National Bank Education Loan Auxilo Bank Education Loan ICICI Bank Education Loan VidyaLoans Tools Education Loan EMI Calculator INR to USD Loan Calculator Loan Take over calculator Tax Rebate Calculator Loan Eligibility checker Connect with us +91 988 988 10 70 (only for Indian users) We're hiring! About us Blog Testimonials FAQs Contact us Feedback Terms & Conditions Privacy Policy Media coverage Sitemap Partner Login International Campus Delegate Program Consultancy Preferred Partners Report a error

Documents required

One crucial step in getting your education loan is dealing with the necessary paperwork. We've put together a comprehensive list of documents required to secure an education loan from any bank. Take a look for a clearer understanding. Completed Application Form provided by the bank or you can ask from our financial officer by requesting a callback. Admission Confirmation: Proof of admission from your chosen Institute. Identification Copies: Provide copies of Passport, Voter ID, Driving Licence, or PAN Card. Passport Photos: Two recent passport-size photographs of the applicant, co-applicant, and guarantor. Educational Records: Present the mark sheet of your latest qualified examination and result of the entrance exam through which admission is being taken (e.g. CAT, GRE , GMAT , TOEFL , IELTS , etc.) Financial Records: Income Proof: Furnish the income proof of parents/guardians, supported by the last 2 years' income tax statements. Financial Statements: Provide six months' bank statements or recent salary slips. Course Expenses Plan: Detailed breakdown outlining your anticipated course expenses. Current Financial Obligations: Disclose details regarding existing loans and any scholarships received. Institute Prospectus: Include a copy of the institute's prospectus to estimate costs effectively. *The collateral documents are required for a collateralized loan and hence provide them only if you are going for a collateral loan. The collateral list of documents varies from state to state. Hence ask your financial officer to provide an accurate list of documents according to the state you are applying from.* You can also refer to statewise requirements and documents for a collateralized loan. Hyderabad Andhra Prad

Repayment

The students have the option to repay the interest amount in the moratorium period for the education loan. If interest is not repaid in the moratorium period, it will be added to monthly EMIs and can slowly be repaid until the tenure ends. The student also has the option to pay off the loan even before the tenure of his/her loan ends. Below are some of the ways to close off the loan early. Prepayment of your loan amount ( there is no charge for prepayment ) Choosing a shorter duration to repay the amount Loan transfer to another bank The repayment can be harder for students as they may face issues like a sudden increase in the interest rate. That is where Subraxo comes to your rescue. We at Subraxo help students in dealing with such issues.

How to apply

Here's a hassle-free process to apply for a City Union Bank Vidyavani abroad education loan through Subraxo. Request a callback from our portal or fill out the common application form available on our portal Our financial officers will call back to you and will ask you some basic questions, like Your personal details Your collateral details Details of the university you are going to Your academic details Once you provide all the details, your financial officer will tell you about all the banks that you can get an education loan from and will ask you to upload all the documents that are required for an education loan Once all the documents are submitted in the document uploading link, you can sit back and relax as your financial officer will do all the hard work for you. You will receive your sanction letter after all the negotiations are done by our team.

FAQs

Does City Union Bank fund living expenses?

Most abroad education loan schemes can cover tuition plus living and related costs within sanctioned limits. Exact coverage depends on the product and profile.

Last updated 23 Jul 2026. Figures are indicative and not a loan offer. Always confirm with the lender. Subraxo is not a bank or NBFC.

Guidance for City Union Bank

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